> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://zixty.crisp.help/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# Will the car owner’s No Claims Bonus be affected if I have an accident?

No. A standalone Zixty learner policy protects their main insurance and their No Claims Bonus.