> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://zixty.crisp.help/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# What happens to my NCB in the event of a claim?

As your Zixty policy is separate from any other cover you may have in place your NCB will be unaffected although you will still need to declare to insurers any claim you have made.