> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://zixty.crisp.help/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# Does temporary van insurance affect the lender's NCD?

Your Zixty short term van insurance policy supersedes the lender’s policy while in force. The lender’s No Claim Discount will not be affected if you need to claim against your Zixty van policy.