> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://zixty.crisp.help/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# Do I need to own the vehicle?

No, and a lot of customers take out Zixty insurance because they are borrowing someone else’s vehicle. The owner of the vehicle will be notified by email that cover is being arranged.